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Mortgage Company In South County


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Since 1906, Midwest BankCentre has been your South County mortgage company serving Mehlville, Oakville, and Lemay. We are a community bank that invests capital in South County and the entire St. Louis region. Our local deposits are reinvested locally. Midwest BankCentre ensures that $95 of every $100 deposit stays in St. Louis to help build local businesses and families, and each dollar circulates six times throughout the region's economy on average. An investment in you and your home is an investment in the entire community. Let's get you home.

Find the right loan for you.

Conventional Loan

VA Loan

FHA Loan


Conventional Loan - These mortgages usually have lower interest rates and are more flexible than federally insured ones. These loans are popular among borrowers with good credit scores, stable jobs with a steady income, and those who can afford a down payment.
VA Loan- The Veteran Affairs (VA) home loan is an excellent benefit for military personnel during and after their service. Let us help you get a home loan today with no down payment, no lender fees, no private mortgage insurance, and a competitive interest rate.

FHA Loan - This loan is ideal for homebuyers with limited credit who don't have enough money to put down a down payment. FHA loans were created to make homeownership affordable. We can help you get started today.

HELOC - We offer many options for home equity loans and home equity lines of credit to suit your needs, big or small. We can help you today.


Your dream of owning a home

is our dream, too.

Work with our top-ranked team on your home loan, refinance or build. 

Our mortgage experts are ready to earn your 5-star review!


Refinancing or buying a house can seem overwhelming. We break down the home-buying process into smaller steps and guide you through it all. We are here to help you every step of your way.

If you have any questions, please reach out. Call us at 314-633-6060, or email us at: When you DREAM BIG, we all RISE TOGETHER.
Mortgage Review Count and Star Rating

South County Mortgage Company Loan Types

Mortgages not insured by the federal governments usually have lower rates and offer a lot of flexibility. These loans are popular among borrowers with good credit scores, stable jobs, and steady incomes, as well as people who can afford a down payment. There are many options available, but make sure you choose one that suits your financial goals and current financial situation. A construction loan can help you build your dream home or remodel an existing one.  The Veteran Affairs (VA) home loan is an excellent benefit for qualified military personnel after and during their service. For veterans and current service members, VA loans offer a great way to purchase a home in Mehlville, Oakville, or Lemay. There is no down payment, no lender fee, and no private mortgage insurance. The U.S. Department of Veterans Affairs partially guarantees these loans (typically 25% of the loan value). USDA loans are available for those who want to enjoy the quiet life in rural areas away from busy cities. The U.S. Department of Agriculture guarantees a USDA loan. It offers a low interest rate and low monthly payments, and the borrower can get up to 100% of the home's appraised value.
A Dr. loan can be used by medical professionals. This loan is available to residents and doctors, regardless of their financial history. It does not consider student loans. An ITIN loan is available for U.S. citizens without Social Security numbers. ITIN loans can be used by borrowers who are able to provide an ITIN number for identification. If you’re interested in a home equity loan or home equity line of credit, we offer many options to suit your needs, big or small. This will let you remodel your home or build a new one without taking out another mortgage. We can help you today. These loans are perfect for home buyers with poor credit ratings or who cannot afford a down payment. FHA loans were created to make homeownership affordable. We can help you get started today. FHA loans can only be used for primary residences.

North County Mortgage Company


Dream of owning a vacation home? We can help make it happen.


There are many loan options available to meet your financing needs, including mortgages for second homes or investment properties. The purpose of a vacation home is to create lasting memories that will last generations. A space away from your daily cares and obligations. If you're thinking of purchasing a second home, now is the time to take advantage of historically low interest rates. We can help you find the right home loan or refinance option for you. Your dreams are possible!

If you have questions, please call us at 314-633-6060, or email us at:


Mortgage Company in South County

We are proud to be a top mortgage provider. has named us a Top 10 St. Louis Mortgage Company.

As your South County Mortgage Company, we believe that when you DREAM BIG we all RISE TOGETHER.

Our home loan officers and mortgage brokers are available to help you with any of your mortgage needs, including buying a new home or refinancing an existing one. We invite you to meet our top-ranked mortgage team!

Mortgage Review Count and Star Rating



Your Forever & First-Time Home Mortgage Provider

A note from our Chairman and CEO:

Borrowers often find it overwhelming to purchase a home. And, buying a vacation home or investment property can make things even more complex from a tax, financing, and real estate standpoint.

We can help you simplify home loans, whether you are looking to buy, refinance or build. Every person's story is unique, but we have helped thousands of people choose their home loans over the past 100 years. We are proud to offer a variety of home loan options that can be used to satisfy many different financial needs. This includes a 100% mortgage financing option that allows buyers to buy a home with no down payment.

Real estate professionals can feel confident in the knowledge that their clients are in safe hands. We will be there to help you every step of your way, providing exceptional service to clients so that they can close successful transactions.

With our best-in-class technology, you will have a seamless customer experience from application to closing, and a secure, cloud-based application that borrowers can use. You'll enjoy a personalized and simplified experience thanks to our top-rated loan officers.

We strive to reach people wherever they are so they can get where they want to be. Our Bank creates the conditions to help all St. Louisans DREAM BIG.

You are invited to visit Midwest BankCentre to learn more about how we can help your clients or get you into the home of your dreams. We can all RISE TOGETHER by working in partnership.

  -  Orvin T. Kimbrough, Chairman & CEO


If you have questions, please call us at 314-633-6060, or email us at:


Why should you work with us?


Midwest BankCentre provides support for more than 1,400 home purchases, refinances, and HELOCs each year. Our local decision-making allows us to respond quickly. You can benefit from coordinated, agile efforts to maximize your yield and decrease the time it takes for you to close.

We offer personalized services and a dedicated manager to each customer, not just a 1-800 number. With over 2,000 reviews, our average customer service rating is 4.85 stars. We understand that each borrower is unique and are happy to provide customized solutions. With a wide range of products to meet customers' needs, we help them navigate the home loan process.

We want to be your first-time and forever mortgage provider.


If you have any questions, please call us at 314-633-6060, or email us at:

About Midwest BankCentre


Midwest BankCentre is the second-largest bank in St. Louis with assets of over $2.3 billion and deposits exceeding $1.8 billion. Midwest BankCentre has approximately 280 employees who work at various locations in the area, including South County, such as Mehlville, Oakville, and Lemay.

We empower individuals, enable businesses, and strengthen communities through our financial services - which include personal consumer and business banking, cash management, South County mortgage loans, home equity loans, and financial planning and investments. We offer personalized services and a wide range of products at competitive rates to meet your specific needs and help you reach your goals.

We are determined to make long-term, meaningful investments in communities that will lift all people up so that we can all RISE TOGETHER.

St. Louis mortgage refinance


Recognition and Awards


Midwest BankCentre was honored to receive numerous awards that recognize the strength of the Bank, the hard work we do, and the talent of our team. However, winning awards is only one aspect of the story. We hope that people will see the positive changes we have made in their region and become more involved by opening checking and savings accounts. This will allow us to continue helping everyone realize their dreams.

Rated 5-Star Superior for Financial Strength & Stability by BauerFinancial - Midwest BankCentre is one of the few banks serving South County in St. Louis to consistently receive the prestigious 5-Star Rating for financial strength & stability from BauerFinancial (


Our Other Awards:
  1. Best Bank in St. Louis for Small Business Monthly - 2019, 2020 and 2021
  2. Top Work Places in St. Louis Post Dispatch - 2021
  3. - Top 10 Mortgage Providers in St. Louis
  4. 5 Best Mortgage Brokers in St. Louis by
  5. Better Business Bureau Torch Award: We were awarded this award for our outstanding customer service and ethical business practices.
  6. Independent Community Bankers of America (ICBA), 2018 National Community Service Award Recipient: We were one of only 4 recipients across the country.
  7. America's Bankers Association (ABA) - 2019 National Community & Economic Development Award Winner

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