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Physician Loans


St. Louis Physician Loan Program

Midwest BankCentre is proud to offer the physician loan program to residents and physicians in the St. Louis area. This program offers preferred pricing for Medical Doctors (M.D.s) and Doctors of Osteopathy (D.O.’s) for local home loans.

Whether you are in residency buying your first home or just out of residency buying your dream home, you may qualify for special financing for a mortgage through Midwest BankCentre. Don’t have a job yet? You may still qualify for the physician loan program as long as you are scheduled to start within 60 days of the loan closing date. (A signed employment contract is required).

Physician Loan Benefits

At Midwest BankCentre, we value the important role that physicians play in the health of our community. We understand that you do not have a lot of time at your disposal, and we are committed to making the mortgage process as easy as possible with our customized physician loan program. Benefits of partnering with Midwest BankCentre include:

  • Multiple loan term options
  • Competitive interest rates with low or no down payment
  • Local underwriting for fast turn around
  • Maximum loan amount of $750,000
  • Minimum credit score of 720
  • Private mortgage insurance (PMI) is not required

Apply For A St. Louis Physician Loan

Midwest BankCentre offers online loan applications, making it easier than ever for St. Louis physicians to apply for a loan. Once your application has been received, you will be contacted by a local mortgage specialist. All of our mortgage specialists live and work in the St. Louis area, which means that they are highly aware of the local housing market and are prepared to offer advice based on your unique needs.

Contact Midwest BankCentre today to get started or Apply Online