Personal Debit Cards
Midwest BankCentre’s Visa® Personal Debit Card provides the ultimate convenience, giving you 24/7 access to the funds in your personal checking account.
Accepted at millions of merchants worldwide* and functioning as your ATM card, our personal debit card ensures you can easily manage your finances, make purchases, and access cash whenever you need it.
Need to report your card lost or stolen? Call (888) 297-3416
Outside of the U.S. call (206) 389-5200
To activate your debit card, set or change your PIN call (833) 485-0105
*With more than 37,000 ATMs nationwide, MoneyPass is one of the largest surcharge-free networks in the nation. Visit https://moneypass.com/atm-locator.html to locate an ATM today.
Order a debit card today.
Experience the convenience and security of a Midwest BankCentre personal debit card. Our debit cards provide you with easy access to your funds, allowing you to make purchases, pay bills, and withdraw cash from ATMs.
Here’s how you can order your personal debit card:
- Online Request: You can complete our online request form and one of our bankers will reach out to assist, or you can speak with someone directly at (314) 631-5500 or toll free (800) 894-1350.
- In-Branch Service: 11 of our local branches are equipped to instantly issue your debit card in person. See our Branch Locations page to find one near you. Our knowledgeable staff will assist you with the application process and answer any questions you may have.
MOBILE BANKING
Take full control of your card
right from your phone.
When you link your Midwest BankCentre debit card to a mobile payment option, you can shop in-store, in-app, or online from your mobile device conveniently and safely. Whatever device you use, there’s a mobile payment option that’s right for you.
What you can do on the Midwest BankCentre mobile banking app:
- Turn your card on and off if it’s lost, stolen, or being misused
- Get instant alerts when your card is used and add travel alerts
- Set dollar limits to keep spending in check
- Prevent transactions that don’t match your settings
Tap to pay with contactless payments.
A simple and secure tap is all it takes to pay with contactless payments. With your Midwest BankCentre debit card, enjoy the ease and speed of making purchases by just tapping your card on the payment terminal. We ensure your transactions are secure, convenient, and touch-free, providing a seamless and hygienic way to pay.
Look
Check for the Contactless Symbol on the store’s checkout terminal.
Tap
When prompted, bring your card or mobile/wearable device within a few inches of the checkout terminal.
Go
Your payment is securely processed in seconds. Once your payment is confirmed, you’re good to go!
FRAUD FEATURES
Real-time fraud monitoring and alerts.
Fraud happens. And when it does, we’re here to protect your account. Our Fraud Center continuously monitors for fraudulent activity and alerts you by text in real time if a potential fraud incident occurs.
When you receive a text from our Fraud Center, please reply directly.
MoneyPass®
Surcharge-free ATM access nationwide.
With over 37,000 ATMs nationwide, MoneyPass® is one of the largest surcharge-free networks in the country. Use your Midwest BankCentre debit card at any of the ATMs listed on our site without paying a surcharge.
If a location has multiple ATMs, simply look for the MoneyPass logo on the sign or on the ATM screen to ensure you won’t be charged a fee. Enjoy the convenience and savings of surcharge-free access wherever you go.
Debit Card FAQs
Whether you want to understand your debit card’s features or learn about security measures, our FAQs cover all the essential information. Discover how our debit cards can provide you with secure, convenient access to your funds, and learn how to make the most of your card’s benefits. If you need further assistance, our dedicated support team is here to help.
How does a debit card work, and how is it different from a credit card?
A debit card allows you to make purchases or withdraw cash directly from your checking account, using funds you already have. A credit card allows you to borrow money up to a limit and pay it back later.
What should I do if my debit card is lost or stolen?
Call us immediately at (888) 297-3416, or (206) 389-5200 if you’re calling from outside the U.S, to block the card and prevent unauthorized transactions. We will issue you a new card.
Can I use a debit card for online purchases?
Yes, you can use your Midwest BankCentre debit card for online shopping, as long as the merchant accepts Visa®.
Are debit card transactions secure?
Yes, debit cards come with security features like PIN protection, real-time fraud monitoring, and zero liability for unauthorized transactions.
Your money, Your way.
Order your Midwest BankCentre personal debit card today and enjoy secure, easy access to your funds for everyday purchases, bill payments, and ATM withdrawals. If you have questions or need assistance, please reach out to us and we’d be happy to help.