Home > Personal Banking > Personal Lending > Recreational Use Loans

Up to 100% financing & 180-month terms available for qualified borrowers*

Loan amounts from $5,000 to $180,000

New and used recreational vehicles (RVs, campers, trailers, and fifth wheels) up to 10 model years old or newer

Loan Type

Typical APR* Range

Minimum Loan Amount

New ATV & UTV7.50% – 9.75%$5,000APPLY NOW
New motorcycles, boats, snowmobiles, campers7.50% – 9.75%$5,000APPLY NOW
Used motorcycles, boats, snowmobiles (years 2016-2024)7.75% – 10.75%$5,000APPLY NOW
Used campers (Years 2016-2024)7.75% – 10.75%$5,000APPLY NOW
New class A – C recreational vehicles (years 2022-2024)7.00% – 8.25%$5,000APPLY NOW
Used class A – C recreational vehicles (years 2016-2021)7.25% – 9.00% $5,000APPLY NOW

Midwest BankCentre can only accept online applications from current Missouri and Illinois residents.
Contact us at (314)-631-5500 or toll-free at 800-894-1350 if you have any questions about availability in your state.


* Annual Percentage Rates (APR) are effective as of 12/06/2024 and subject to change without notice. Your APR will be determined based on creditworthiness, loan term, loan amount, and age of collateral. Higher rates may apply to older collateral. Must be 18 years or older to apply. Subject to final credit approval.

Ready to buy your dream “toy”? Our recreational use loans make it easy to finance boats, RVs, motorcycles, and more. Apply today and start enjoying the great outdoors with flexible terms and competitive rates.