Give Your Kids a Smart Start — On Us*
Already have an account? Sign up for Greenlight below. New to Midwest BankCentre? Open a checking account to get started.
Building Financial Confidence. Protecting What Matters.
Midwest BankCentre checking customers can enjoy free* access to Greenlight, a family money and safety app and debit card that helps parents raise financially smart kids and teens. Customers also receive exclusive discounted rates on Greenlight’s premium plans, which offer additional benefits for kids, parents, caregivers, and older loved ones**.
Choose the Right Plan for Your Family
| Features | GREENLIGHT SELECT For Kids and Teens | GREENLIGHT INFINITY For Families on the Go | GREENLIGHT FAMILY SHIELD For Every Generation |
|---|---|---|---|
| Midwest BankCentre client cost | $0/month | $9.99/month | $13.99/month |
| Earn on savings† | 2% | 5% | 6% |
| Debit cards for up to 5 kids/dependents | ✓ | ✓ | ✓ |
| Chores, jobs, allowance, and direct deposit | ✓ | ✓ | ✓ |
| Financial literacy game | ✓ | ✓ | ✓ |
| Investing for kids†† | – | ✓ | ✓ |
| Credit and dark web monitoring§ | – | ✓ | ✓ |
| Family location sharing with place alerts†††† | – | ✓ | ✓ |
| SOS alerts and crash detection†††† | – | ✓ | ✓ |
| Driving reports and alerts†††† | – | ✓ | ✓ |
| Financial account monitoring††† | – | – | ✓ |
| Suspicious activity alerts††† | – | – | ✓ |
| Up to $100k deceptive transfer fraud coverage§ | – | – | ✓ |
| Up to $1M identity theft coverage§ | – | – | ✓ |
FOR KIDS AND TEENS
Greenlight Select
Greenlight gives kids and teens their own debit card and money app to learn how to earn, save, and spend wisely. Parents can guide them along the way with flexible controls and visibility into how they’re using their money.
With your free* Greenlight Select subscription, you can:
- Help kids manage their money safely. Use parental controls to set spending limits, receive alerts, and more.
- Set and achieve savings goals. Help your kids save for what they want, like a new bike or video game.
- Assign and manage chores. Make completing chores hassle-free, fun, and rewarding.
- Automate earnings. Schedule allowances and set up direct deposit from after-school jobs.
- Make learning about money fun. Teach kids smart money management with a financial literacy game.
FOR EVERY GENERATION
Greenlight Family Shield
From the kids you’re raising to the parents who raised you — and everyone in between — Greenlight Family Shield provides added peace of mind for the people who matter most.
Location sharing, driving reports, and crash detection help you look out for family members on the go. And for those caring for older loved ones, financial account monitoring, suspicious activity alerts, and scam and identity theft coverage offer extra reassurance while helping them maintain their independence.
Getting Started with Greenlight is Simple
- Open a Midwest BankCentre checking account, if you haven’t already.
- Sign up and choose the plan that fits your family.
- Connect your Midwest BankCentre checking account.
- Download the Greenlight app in the App Store or Google Play.
- Order debit cards for kids.
- Customize your app and set up access for family members.
Frequently Asked Questions
Is there a minimum age to use Greenlight?
Greenlight supports kids and grownups of all ages.
Where is the Greenlight card accepted?
Just about anywhere, as long as Mastercard is accepted, online and in-store. Because many Greenlight cards are intended for use by kids, there are restrictions in place to ensure the card cannot be used at certain companies and retailers.
Is Greenlight safe?
Greenlight debit cards are FDIC insured up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks “unsafe” spending categories, sends real-time transaction notifications, lets parents and caregivers turn cards off at any time, and gives them flexible ATM and spending controls. Parents and caregivers can also block specific spending categories in addition to the pre-blocked categories Greenlight puts in place.
How is Greenlight different from a traditional debit card?
Built with families in mind, Greenlight is for kids and adults, managed by parents and caregivers. Using the Greenlight app, parents can easily manage and see where, when, and how much kids spend to help them learn to manage their money and get real-time transaction alerts.
Can the Greenlight card be added to mobile wallet?
Yes, you can link your card to a digital wallet for secure, contactless payments. This feature is subject to Apple and Android age and other requirements where applicable.
How long does it take for Greenlight debit cards to arrive?
Your card should arrive in 7-10 business days with free standard shipping. You can also track your card’s shipping status in the Greenlight app to see when your card is estimated to arrive.
How do I activate my child’s Greenlight card?
When your child’s card arrives, follow these simple steps to activate it right away:
- Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
- Tap on the notification and input the card’s expiration date in the app to activate it.
- Next, visit your child’s dashboard by clicking their square at the top of your Parent Dashboard.
- Select “Manage Card” then “Set debit card PIN.” After the PIN is set, your physical card is activated and ready to use!
I already use and pay for Greenlight. Can I get it free through Midwest BankCentre?
Yes! Existing Greenlight customers with an eligible Midwest BankCentre checking account can receive Greenlight Select for $0/month or discounted pricing on premium plans.
To receive your Midwest BankCentre benefit, follow these steps:
- Visit the Midwest BankCentre Greenlight enrollment page.
- Enter the phone number associated with your existing Greenlight account.
- Receive a verification code and access your existing Greenlight account.
- Select your new plan through the MBC partnership, including Greenlight Select for $0/month or a discounted premium plan.
- Confirm enrollment and ensure your eligible MBC checking account is connected as the funding source.
If you have additional questions or need assistance, please contact Greenlight at 888-483-2645.
What if I’m already a Greenlight user and want to upgrade to Infinity or Family Shield?
You can upgrade in your Greenlight app today! To get the Select plan for no cost* or to get a discount when upgrading to Infinity or Family Shield, connect your Midwest BankCentre checking account to your Greenlight wallet as the main funding source.
What is Greenlight Family Shield?
The Greenlight Family Shield plan protects your family’s financial, digital, and personal safety. In our digital world, your senior loved ones are up against a lot — from scammers and fraud to money mishaps. With this plan, you can keep an eye on their finances, get alerts for suspicious activity, and protect your family’s accounts with best-in-class account monitoring and coverage against fraud and scams.
Make Family Life a Little Easier
From raising kids to caring for loved ones, Greenlight makes it easier to help your family learn, grow, and stay safe.
Don’t have a Midwest BankCentre checking account yet? Open an account online or visit one of our branch locations.
*Midwest BankCentre customers are eligible for the Greenlight Select Plan at no cost when they connect their Midwest BankCentre account as the Greenlight funding source for the entirety of Midwest BankCentre’s relationship with Greenlight. Customers may also choose to upgrade to one of Greenlight’s Partner premium plans: Infinity Select or Family Shield Select. Upgrades will result in additional fees. Midwest BankCentre customers will receive a $5.99 monthly discount on Greenlight premium plans when they connect an eligible account as their Greenlight funding source. In the event Midwest BankCentre ends its relationship with Greenlight, members will be responsible for all associated Greenlight monthly fees. Offer ends 1/20/2029. Offer, pricing, and Midwest BankCentre participation subject to change. Terms and conditions apply. See Midwest BankCentre and Greenlight terms at https://greenlight.com/promotionsgeneralterms for full details. Price reflected includes monthly Midwest BankCentre discount. The Greenlight prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
**Loved ones refers to covered family members as defined in the policy i.e. supported adults for which you control or assist with their finances.
†Greenlight Select families can earn monthly rewards of 2% per annum, Greenlight Infinity families can earn 5% per annum, and Greenlight Family Shield families can earn 6% per annum on an average daily savings balance of up to $5,000 per family. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. See Greenlight Terms of Service for details. Subject to change at any time.
††© 2025 Greenlight Investment Advisors, LLC, an SEC Registered Investment Advisor provides investment advisory services to its clients. Investing involves risk and may include the loss of principal. Investments are not FDIC-insured, are not a deposit, and may lose value.
†††Premium monitoring services are offered by Array.
††††SOS Alerts, Location Sharing, and Driving Detection requires mobile data or a WiFi connection, and access to sensory and motion data from cell phone to utilize safety features including family location sharing and driving alerts and reports. Messaging and data rates and other terms may apply.
§Insurance offered by Acrisure, LLC is provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company affiliates. www.chubb.com. Additional details can be viewed here. See link for policy information. Insurance Products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.