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Affordable, convenient and accurate – that covers the basics

A checking account is much more than just a way to pay bills … it’s your company’s lifeline to suppliers and customers. And, it’s your most visible link to us, your banking partner.

To help you maximize the financial potential of your business, Midwest BankCentre developed a variety of checking accounts that deliver flexibility and security. Business checking accounts include options for Internet banking and online bill pay, image statements, complimentary consultations with our cash management experts, and more.

We help you select the best account for your business’s needs. Provide us with the estimated number of payments you receive, payments you make and checks per deposit transaction, along with an approximate balance amount. We’ll perform a detailed analysis and identify the most cost-effective business checking account for your needs.

Choose the account that best fits your business' needs:
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Small Business Checking
A checking account designed specifically for small businesses and smaller nonprofits with fairly limited transaction volume and the desire for affordability.

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Foundation Checking
A sophisticated checking account that suits the needs of your rapidly growing business, which processes less than 300 transactions per month.

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Premium Business Analysis Checking
An account that lets your business process a large number of transactions monthly and offset per-item fees with an earnings credit.

Hands and heart icon for Non Profit Checking
Nonprofit Checking
An account designed to help your nonprofit that keeps a higher balance function with a low cost account that also earns interest.

Compare our checking accounts*:

Small Business Checking Foundation Business Checking Premium Business Checking Checking w/ Interest for Nonprofits Business Savings Business Money Market
Monthly Minimum Balance Fee None1 $25
$21 monthly maintenance fee (may be offset by Earnings Credit Allowance3)
$0.12 per deposited item
$0.19 per debit or check paid
$0.45 per credit or deposit
$10 $3 $10
Minimum Balance Required to Avoid Fee
Transaction Limits
($0.50 fee per transaction after 150)
($0.45 fee per transaction after 300)
Unlimited Unlimited
Subject to Regulation D4
25 deposited items free; $0.10 each thereafter; subject to Regulation D4 
Interest Bearing No
No No Yes Yes Yes
Paper Statement Fee $5 per month $5 per month $5 per month $5 per month $5 per month $5 per month
Paperless Statement Free Free Free Free Free Free
Other Checking Account Benefits:
  • Free Debit Card
  • Surcharge Free ATMs
  • Mobile and Online banking
  • Fraud Detection 
Interested in one of our checking products?

Please share a few details here and a business banker will be happy to assist you.

*Other restrictions may apply. Other benefits may be included. See a banker for details.
1 - Some fees may apply. See a Personal Banker for details. 2 - A transaction is defined as any debit, credit or deposited item.
3 - Customers in the Premium Business Checking are rewarded for retaining higher account balances. Each month, we credit your account with an earnings credit, based on your average account balance. You can use this earnings credit to offset your activity expenses, such as monthly account fees and treasury management fees. 4 - Federal Regulation D limits preauthorized, automatic, telephone, electronic (including ACH), online and other transfers and withdrawals not made in person or by ATM or by third-party check, draft, debit card or similar order (including POS transactions) to six per month.