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Looking To Give Your Credit Score A Boost?

With Midwest BankCentre's Credit Comeback Plan, it's as easy as 1, 2, 3!

In today's world, having a good credit score is critical to being able to achieve your goals. Whether you want to rent an apartment, purchase a home or finance a car, you will need some sort of credit. 

Here's how it works:

Step 1: Credit Booster Loan:  If your credit has been previously damaged, or you don’t yet have a credit score, our Credit Booster Loan could be for you. With flexible term and payment options, it is a great first step to getting your credit back on track!

Step 2: Secured Credit Card: Safely continue rebuilding your credit by securing a credit card. Using the funds from your Credit Booster makes this transition easy. Minimum balance starts at just $500!

Step 3: Unsecured Credit CardAfter completing the first two steps, you may be eligible for one of our unsecured reward products.  Find the card that is the best fit for you, and get rewarded for your credit building progress!

Speak with your local Banker at (314) 631-5500 or (800) 894-1350 to get started. 

Additional Credit Building Tips:

  • Check Your Credit Reports Annually at No Charge: For more information, visit
  • Make On-Time Payments: Missed payments can damage a score quickly, so be sure your payments are being made in a timely manner.
  • Pay Down Revolving Credit Lines: If possible, utilizing less than 30% of a credit line can help improve your score.
  • Limit How Often You Apply for New Accounts: Hard inquiries for loans such as Automobile or Home can negatively affect credit, so be sure to limit how many institutions you are applying at.

Ask A Banker About Our Life Happens Suite!

Our Life Happens product suite was designed to give people a shot at winning.  We believe everyone should have access to mainstream capital, even those whose credit is less than credit worthy.  We believe in lending a helping hand, because we know LIFE HAPPENS to all of us.


Additional restrictions and fees may apply. Business accounts are not eligible. Please see a banker for complete details.