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For Your Community From Midwest BankCentre

We want to help you improve your home and your community by offering flexible financing for home improvements on owner-occupied, 1-4 family residences*.

With an Affordable Home Improvement Loan from Midwest BankCentre, you can:

  • Make needed improvements to your home,
  • Protect your most valuable investment - your home, and
  • Get a loan solution that fits your needs
  • With low interest rates
  • Loan amounts as low as $1,500.


Home Renovation with Our Affordable Home Improvement Loan Program

If you're considering making upgrades or home repairs, a home improvement loan can be a valuable financing option. Whether renovating your kitchen, putting on an addition, or making energy-efficient upgrades, home improvement loans provide the funds you need to invest in your home.

Instead of draining your savings or relying on high-interest credit cards, a home improvement loan allows you to borrow a specific amount with a fixed interest rate and repayment term. Our home improvement loan is similar to a personal loan in that it is not a secured loan, so collateral is not required. You can use it to make budgeting and planning for your home improvement project more manageable. With competitive interest rates, flexible loan options, and favorable repayment terms, a home improvement loan from Midwest BankCentre provides you with the financing option you need to turn your home repair dreams into reality.

In addition to a valuable financing option, home improvement loans help support community development by improving the conditions of homes in your community - in our community. Homeowners can increase the value of their home, improve their living conditions, and create a more comfortable and enjoyable space. With flexible loan options and transparent loan terms, a home renovation loan from Midwest BankCentre can be a smart and practical solution for financing your home improvement project.

Flexible Loan Terms and Competitive Interest Rates

Our home improvement loans offer flexible loan terms and competitive interest rates to make your financing experience affordable and convenient. Whether you need a short-term loan for a small home repair or a long-term loan for a major renovation project, our loan options can be tailored to suit your needs based on your credit score or credit history. With our low-interest rates, you can save on your monthly payment and use the extra funds to invest in other areas of your home or budget.

Home Improvement Loan Rates

Home improvement loan rates can vary depending on various factors, including the lender, loan amount, loan term, and credit score. Typically, home renovation loan rates are competitive compared to other types of financing, such as credit cards or personal loans, because they are secured by the equity in your home which can lower your monthly payment.

Midwest Bank Centre offers competitive interest rates on our Home Improvement Loan Program, along with transparent loan terms and flexible financing options, so you can make informed decisions about your home improvement financing and save on interest costs over time.


Loan Options for All Your Home Improvement Needs

At Midwest Bank Centre, we understand that every homeowner's needs are unique. That's why we offer various loan options to suit your specific requirements. You can choose from home renovation loans, home equity loans, or personal loans depending on your financial situation and home equity. Our experienced loan officers will work with you to determine the loan amount, interest rate, and repayment term that best fits your household income budget.

*Advertised APR (Annual Percentage Rate) is effective July 27, 2023 and is available for loan amounts up to $10,000 on owner-occupied, 1 - 4 family residences in low-or-moderate-income census tracts in St. Louis City, St. Louis County, Jefferson County, and St. Charles County, Missouri. The loan product is also available to qualifying low or moderate income applicants. Loan is subject to credit and underwriting approval. Loan amount is based on credit history. Loan is for a term of five (5) years and the rate will not change during that term. Example principal and interest payment schedule for loan amount of $10,000 is 60 monthly payments of $194.49 each, beginning August 1, 2023 and continuing through July 1, 2028. Rates and terms are subject to change. NMLS #685869.


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Please call us at 314-633-6060, or email us at: