Personal Loans St. Louis


There's a Midwest BankCentre Personal Loan for All of Life’s Needs

Since 1906, we’ve been St. Louis's premier community bank. We invest capital profitably in our whole community, and we reinvest our local deposits locally. At Midwest BankCentre, $95 out of every $100 deposited stays locally in the St. Louis region to build the St. Louis area businesses and families, and every dollar circulates six times throughout the regional economy, on average.

Midwest BankCentre's Personal Loan Rates and Terms

Unsecured Personal Loan 9.750% 12.419%
Emergency Assistance Loan 6.750% 6.759%
Healthcare Assistance Loan 8.250% 8.268%
Secured Personal Loan 8.500% 8.536%
Rates are effective as of 7/27/2023
^Represents the lowest offered rate.  Rates are subject to change without notice.

Personal Loan Products

Whatever plans you have in mind, our Personal Loans can help you execute them. A Personal Loan from Midwest BankCentre may be the answer to your short term borrowing needs. Our Personal Loans are perfect for:

  • Pay off high interest debt
  • Major purchases
  • Debt consolidation
  • Unexpected medical expenses
  • Special occasions

Plus, when you work with Midwest BankCentre, you know you're working with a lender who makes decisions locally.

Unsecured Personal Loan

Emergency Assistance Loan

Healthcare Assistance Loan

Secured Personal Loan

Physician Loan
You can use a personal loan for any purchase or project. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts. Loan amounts range from $500-$25,000.  The Emergency Assistance Loan is for  those who have been impacted by an event or disaster and need help.  This unsecured loan has no payments for the first 45 days.

Our Healthcare Assistance Loan can be used to cover medical costs.  The loan can be used to pay for virtually anything, from medical bills to your living expenses during recovery.

A secured personal loan let you borrow money against the value of an asset like a car or savings.




We are here to help. Contact Us. We will be there with you every step of the way.

Please call us at (314) 631-5500 or toll free at (800) 894-1350

if you have any questions. 


About Midwest BankCentre

Midwest BankCentre is St. Louis's second-largest locally-owned bank with assets exceeding $2.3 billion and deposits of $1.8 billion. Midwest BankCentre employs a staff of about 280 working at bank locations throughout the St. Louis region.

We work to empower people, enable business and energize neighborhoods through the strength of our financial services, including personalized consumer and business banking, business cash management, St. Louis mortgage lending, home equity loans, financial planning and investments, insurance, and digital banking. We customize our banking solutions for each and every customer, offering a comprehensive list of products at competitive rates and fees. We provide personalized services that meet your unique needs to help you achieve your goals.

We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER.

Awards and Recognition

Midwest BankCentre is honored to receive numerous awards celebrating the strength of our Bank, the work that we do, and the talent of our executive team. But winning awards is not the point. Our hope is that through these awards, people will see our work to improve local conditions that help in our region's race to the top and join us by opening savings, checking, and loan accounts so that we can continue to help everyone step into their dreams.

Rated 5-Star Superior for Financial Strength & Stability by BauerFinancial: Midwest BankCentre is one of the few banks in St. Louis to consistently receive the prestigious 5-Star Rating for financial strength & stability from BauerFinancial (

Our other awards:
  1. Best Bank in St. Louis by Small Business Monthly - 2019, 2020, 2021, 
  2. Top Work Places by St. Louis Post Dispatch - 2021
  3. Top 10 Mortgage Provider in St. Louis by
  4. 5 Best Mortgage Brokers in St. Louis by 
  5. Better Business Bureau Torch Award: Given to us for our excellent customer service and ethical business practices.
  6. Independent Community Bankers of America (ICBA) - 2018 National Community Service Award Recipient: One of only 4 awardees across the country
  7. America's Bankers' Association (ABA) - 2019 National Community & Economic Development Award Recipient