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Earn interest on your company’s reserves.

Cash reserves are a necessary part of every business’s banking relationships. Midwest BankCentre offers a full line of interest-earning accounts that help you capitalize on your cash:

Business Savings
Best for small businesses, a Business Savings Account lets you earn interest on your business’ rainy day fund.

  • $100 minimum balance
  • Up to six monthly telephone or ATM transfers
  • No check writing permitted

Certificates of Deposit 
Midwest BankCentre offers a full range of Certificates of Deposit (CDs) which offer you higher interest than Money Market and Savings accounts. Use these for cash you plan on keeping for the longer term. Rates

Business Money Market
Commonly used by businesses of all sizes and shapes, a Business Money Market account delivers immediate liquidity, while earning you interest on your available working capital. Rates

  • $1,000 minimum balance
  • Mobile and Online Banking for easy 24/7 account access
  • Limited check writing permitted

Rates Effective as of April 13th, 2022

CD Rates

Term Min to Open Interest Rate APY Min Balance to Earn APY
3-month CD $1,000.00 0.05% 0.05% $0.01
6-month CD $1,000.00
0.10% 0.10% $0.01
12-month CD $1,000.00
0.20% 0.20% $0.01
24-month CD $1,000.00
0.30% 0.30% $0.01
36-month CD $1,000.00
0.35% 0.35% $0.01
48-month CD $1,000.00
0.40% 0.40% $0.01
60-month CD $1,000.00
0.55% 0.55% $0.01

Business Money Market Rates

Money Market Tiers Interest Rate2 APY
$1,000.00-$49,999.99 0.05% 0.05%
$50,000.00-$149,999.99 0.10% 0.10%
$150,000.00 + 0.15% 0.15%

1Minimum deposit $5,000. Maximum deposit $1,000,000. Only the initial $5,000 must be funds not previously deposited with Midwest BankCentre. Consumer and Business accounts are eligible. Other restrictions may apply. Penalty for early withdrawal. Rates subject to change without notice. See a banker for details.

2Rates shown apply to daily balances indicated. The interest rate for Money Market products may change after account opening. Daily balance refers to the amount of the principal in the account each day.