Carlos Banks
Mortgage Lender
Carlos Banks
Mortgage Lender
NMLS #1668669
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 446-3139
Cell: (314) 715-1393
Questions/Comments: cbanks@midwestbankcentre.com
Carlos has several years of experience in the banking industry, and enjoys making his clients’ dreams of homeownership a reality.
“I have a passion in helping my clients and strive to make home financing easy and enjoyable.”
Carlos was born in Wichita, Kansas and grew up in Arlington, Texas. He earned a Bachelor of Arts in Hospitality Administration from Missouri State University (formerly Southwest Missouri State), where he also played football and track and field. He’s the proud father to two boys, and enjoys playing golf and watching football.
Collette Bremer
Mortgage Lender
NMLS #279055
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-7231
Cell: (314) 239-5143
Questions/Comments: cbremer@midwestbankcentre.com
Collette has been a mortgage professional since 1984. With her extensive experience and knowledge, she is able to provide her clients with the care and professionalism they deserve. Her compassion and her diligence are two reasons why so many of her past clients refer their friends and family!
“Everyone’s situation is different. I take pride in the fact that I look over my customer's entire financial picture, not just the mortgage transaction, so I can help them reach their financial goals. I want to be sure they understand everything. Whether purchasing or refinancing a home, it is the biggest investment decision in my client’s lives. I will provide a smooth and simple process at Midwest BankCentre."
Collette resides in the “Hill” area. When Collette is away from work, she enjoys spending time with her children and grandchildren!
Kathy DePung
Mortgage Lender
NMLS #699282
5575 Telegraph Road
Oakville, MO 63129
Office: (314) 544-8562
Cell: (314) 616-3955
Questions/Comments: kdepung@midwestbankcentre.com
Kathy has been a dedicated part of Midwest BankCentre for over 25 years, of which more than 20 have been spent with the Mortgage Team. Her willingness to listen and attention to detail enable her to give sound advice and provide the best mortgage options for each of her clients.
Kathy comes from a family of educators, and she takes great pride in making sure her clients understand each step of the transaction whether refinancing or purchasing a home. From the pre-approval process to receiving your keys, you can count on Kathy to give you sound advice and to keep you informed throughout the entire process. Though Kathy’s top priority is making sure her customers are satisfied with the service they have received, to Kathy, “the greatest compliment is when I receive a referral from a former client, especially when they refer their own family.”
Kathy and her family are active members of the community and support several local charitable organizations. Kathy has been married for 35 years and has two grown sons and two grandchildren.
John Haberberger
Mortgage Lender
NMLS #1582063
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-7256
Cell: (314) 412-4308
Questions/Comments: jhaberberger@midwestbankcentre.com
John is excited to be a mortgage lender at Midwest BankCentre. He has been in the banking industry for the past several years and has gained experience in many areas of lending. John takes the time to educate his clients and counsels borrowers in selecting a loan program that serves their best interest while providing expert advice throughout the entire process.
He gains clients through financial advisors, insurance agents, real estate agents and most importantly through personal referrals from satisfied clients. John earned his bachelor’s degree in Finance and his master’s degree in Business Administration from Missouri State University.
Tom Hensiek
Mortgage Lender
NMLS #1904748
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 633-6275
Cell: (618) 530-8604
Questions: thensiek@midwestbankcentre.com
Bio: The choice to purchase or refinance a home is the biggest step of a client’s life. Tom's constant contact will keep you informed throughout the entire process, from Application to Closing. He looks forward to advising you and keeping you informed until the moment you receive your keys. Being a great listener and giving attention to detail, he prides himself on making the experience simplified and smooth.
The greatest compliment one can receive is a referral from a past client.
Tom is a proud father to four wonderful children. He enjoys working on projects around the house and has been a volunteer soccer coach for the past 12 years.
Mark Heckman
Mortgage Lender
NMLS #454653
700 James S. McDonnell Blvd
Hazelwood, MO 63042
Office: (314) 446-3129
Cell: (314) 496-2572
Mark started in the mortgage business in 1987, and since then has worked for some of the top mortgage lenders in St. Louis. He is experienced across all facets of the mortgage process, and is happy to help no matter what your current situation happens to be.
In Mark's words, "I believe that gaining my clients trust is the single most important aspect of my job. Taking the extra time to educate a borrower about loan options is critical. Explaining expectations up front regarding processing, underwriting, and closing provides my client an outline of what can be expected. Details can often help to provide a smoother transaction and a quality 'client relationship'. Lastly, a positive trusting relationship with my client reflects positively with my referral partner which might be a previous client, realtor, or financial advisor. It’s a win for everyone!"
Mark enjoys all things outdoors - hunting, fishing, white water rafting, biking, camping and traveling out west. Mark even has a green thumb and spends time gardening at home.
Brad Huffman
Mortgage Lender
NMLS #1832014
920 Talon Drive
O'Fallon, IL 62269
Office: (314) 633-6029
Cell: (618) 741-8552
Brad grew up on Scott AFB, graduated from Mascoutah High School and has over 20 years experience in the real estate and mortgage industries. After helping hundreds of families realize their dream of home ownership, Brad made the decision to move to the financing side of the industry and has never looked back. Brad is married, has six children, and is an avid sports fan!
Sam Karengi
Mortgage Lender
NMLS #1146087
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-7222
Fax: (314) 544-8636
Cell: 314-830-8507
Sam is here to make your dream of home ownership a reality. He has been in the banking industry for the past 8 years in the consumer lending and small business spaces.
Sam strives to turn every interaction into a lifelong partnership. He is dedicated to understanding your needs and finding the most optimal solution to meet your goals. He'll walk you through every step of the process, to ensure transparency and a timely close.
Sam is a St. Louis native currently residing in the Richmond Heights neighborhood. He enjoys reading, hanging out with friends, and staying active in his spare time.
Tom Koon
Mortgage Lender
NMLS #246704
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-7249
Fax: (314) 544-8693
Cell: (314) 488-5903
Tom has over 20 years experience in the banking and finance industry and has been with Midwest BankCentre since 2010. His experience ensures he understands all of the aspects of home lending. Whether you are buying a new home, refinancing or improving your current property, Tom delivers customer service centered on your family's needs. Tom will help you select the type of loan that is right for you; VA, FHA, Conforming Loans, Construction Loans, Jumbo Mortgages and First Time Buyer Programs. You can be sure that Tom will guide you through all of the steps to help put yourself in a better financial situation.
Tom was born and raised in St. Louis. He attended Clayton High School in St. Louis and earned a Bachelor of Fine Arts from Texas Christian University.
Bob Link
Mortgage Lender
NMLS #713339
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-7235
Fax: (314) 544-8635
Cell: (314) 378-4965
Bob has consistently ranked among the top mortgage originators in the St. Louis area for the past 30+ years. Bob has assisted more than 6,000 local families realize their dream of home ownership.
During Bob’s 30+ years, he has received several national awards from Freddie Mac, Rural Housing Authority, National Rural Electric Cooperatives, Bank of America and the Department of Energy.
Bob specializes in helping his clients get loans for the home of their dreams! If you’re buying an existing home, building a new home or increasing your home’s energy efficiency, Bob can help. His clients say his success is due to his unique ability to listen to their financial needs and help them achieve their long-term financial goals.
Bob lives in St. Louis with his wife. They have three grown children and are very involved in their community, supporting several charitable organizations. Bob currently serves as Chairman of the Board for the St. Louis County Community Chorus.
Joe Lochmann
Mortgage Lender
NMLS #1718696
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 633-6051
Cell: (618) 531-2423
Joe started his career as a loan officer in 2002. He then made the move to selling real estate. After 9 years of helping many families realize their dream of home ownership, Joe made the decision to jump back into the financing side of the industry. Due to his experience on both sides of the transaction, Joe is easily able to help his clients maneuver the home buying process. Joe also has extensive experience in the investment home/vacation home market. Whether buying a condo for a 2nd home or a single-family residence for investment purposes, Joe will help you navigate these transactions with ease. Joe lives in his hometown of Collinsville, IL where he raises his 15-year-old son Alex.
Kellie Streeper
Mortgage Lender
NMLS #1690311
2191 Lemay Ferry Road
Saint Louis, MO 63125
Office: (314) 544-8594
Cell: (636) 634-1561
Kellie Streeper has been a mortgage professional for the past 23 years. With a strong background in the operations side of the business, she has the in-depth knowledge needed to help her clients experience a smooth mortgage loan process. Kellie believes there are many factors to consider when purchasing or refinancing a home. Her expertise in loan processing, underwriting and closing, equips her clients with a Mortgage partner who listens and can guide them every step of the way. Kellie is passionate about providing that trust and comfort to her clients and strives to make home financing a fun and educational experience.
“As their lender, borrowers should consider me part of their team”, Kellie says. “As a professional that truly cares, I put my clients first. I listen closely, and give them options that are right for their specific situation, while educating them along the way.”
Kellie was born and raised in St Louis and currently lives in Oakville with her husband and four children. In her spare time, she enjoys reading, writing and traveling.
Alisa Vaughn
Mortgage Lender
NMLS #2008136
500 Chesterfield Center, Ste 110
Chesterfield, MO 63017
Office: (314) 544-8599
Cell: (618) 917-2251
Questions/Comments: avaughn@midwestbankcentre.com
Bio: Alisa has 15 years of Mortgage Banking experience, with an extensive background in Correspondent Lending and Risk Management Mortgage Underwriting. Alisa holds numerous certifications in the Mortgage industry, as well as a Masters in Education and Doctorate of Education from Miracle University.