Health Savings Accounts (HSA) - Offered Through Midwest BankCentre

The "one-stop" solution to your healthcare spending needs

• Works in conjunction with a High Deductible Health Plan
• An HSA can help you reduce healthcare costs and add depth to your employee benefits program
• Manage rapidly rising health insurance premiums and give your employees a tool for reducing their out-of-pocket costs

• Increase employee satisfaction by providing an intuitive and innovative HSA solution
• Reduce FICA tax liability by encouraging and supporting pretax contributions
• Save administrative time and resources with a secure, easy-to-use employer portal to manage program enrollment and payroll-based contribution processes
• Go paperless with online claims processing, direct deposit reimbursement and electronic statements
• Increase employee engagement and participation by appealing to all healthcare constituents - spenders, savers and investors

• Increase healthcare engagement with innovative healthcare decision support tools designed to help them manage healthcare spending and HSA activity, plan for future healthcare spending and access important healthcare information
• Plan for future medical expenses or for retirement. We offer integrated investment options to help accounts grow year over year
• Easily manage healthcare spending with debit cards, direct deposit reimbursement and online bill-pay options
• Offset rising healthcare costs with tax-free funds

NOTE: If you need assistance or have questions about your account, your HSA Account Management team can be reached at employerservice@of.optum.com or (887) 891-1022, Monday - Friday, 7:00 a.m. – 7:00 p.m. CT.

The Midwest BankCentre HSA is a custody account through Optum Financial , Member FDIC.