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Welcome to the official blog of Midwest BankCentre! As your trusted community bank, we are excited to provide you with a wealth of thought leadership, business insights, and valuable resources to support your financial journey.

At Midwest BankCentre, we believe in the power of local banking. With a rich history dating back to 1906, our commitment to serving the St. Louis region is unwavering. Our blog is an extension of this dedication, aimed at helping individuals and businesses thrive in a rapidly changing financial landscape.

Scroll through the categories below to see the full articles.



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Community Revival: The Power of Good-Paying Jobs

In his article "Community Revival: The Power of Good-Paying Jobs," Orvin T. Kimbrough emphasizes the importance of practical solutions to uplift communities, particularly through access to good-paying jobs. He reflects on his upbringing in North City and argues that while education and systemic changes are vital, the most immediate and effective way to help families thrive is by creating more job opportunities. Kimbrough calls on healthcare, business, and political leaders to prioritize job creation and economic empowerment as the foundation for stronger communities and improved futures for all.

Community Revival: The Power of Good - Paying Jobs - Full Article.

A winding road
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From Social Work to Banking: A Journey of Stewardship and Adaptation.

Midwest BankCentre CEO Orvin Kimbrough shares his unexpected journey from social work to banking leadership. He emphasizes the bank’s commitment to "shared prosperity" by focusing on community development and financial inclusion. The article highlights Midwest BankCentre's expansion into Kansas City, showcasing its dedication to supporting local businesses and driving regional economic growth through personalized banking services.

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The Foundations of Shared Prosperity: Community, Opportunity, and Growth.

Orv Kimbrough, CEO of Midwest BankCentre, emphasizes the importance of shared prosperity, reflecting on his upbringing and experiences. He believes sustainable economic growth is achieved by fostering opportunities for everyone, beyond just charity or government aid. By creating platforms for fair earnings, safe housing, and entrepreneurship, shared prosperity benefits individuals and stimulates community development. Inclusive growth involves investing in a diverse workforce, widening business opportunities, and enhancing city infrastructure. Ultimately, shared prosperity is a practical strategy for collective success and community vitality.

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Shared Prosperity: A Key to Health and Well-being Across Communities

Shared Prosperity, championed by Midwest BankCentre's Orvin T. Kimbrough, emphasizes financial well-being and inclusivity for a healthier, more prosperous St. Louis. Learn more about this vital initiative and its impact on communities.

Shared Prosperity: A Key to Health and Well-being Across Communities - Full Article.

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True Light. 

In "True Light," Orvin Kimbrough reflects on his early career experiences in North St. Louis and the crucial elements needed for successful community revitalization. Emphasizing local ownership of vision, mobilization of allies, and engagement of churches and capital, Kimbrough advocates for a collective effort to transform neighborhoods and drive regional progress. His insights underscore the importance of practical action, community engagement, and the potential for churches to play a significant role in societal impact. Read the full article for a deeper understanding of the transformative power of local initiatives and collaborative endeavors.
 

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A Different Kind of Banking.

In this reflective blog post, Orvin Kimbrough, Chairman and CEO at Midwest BankCentre, discusses the bank's transformative Impact Banking initiative, which includes a commitment to lend an additional $200 million over five years to historically under-resourced communities. Orv emphasizes the importance of accountability in banking decisions and underscores the profound impact individuals can make by choosing where to bank and build relationships.
 
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Reimagine Banking.

Midwest BankCentre launched its new Innovation Centre in Dellwood, North St. Louis County, this month. Discover how we're piloting innovative products and services to better serve our community, combat predatory lending, and fulfill our Impact Banking mission. Learn more in our latest blog post
 
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Reflections on Leadership, Faith, and Love.

Explore the symbiotic relationship between love and leadership in Orv's latest blog post. Learn how embracing agape love guides  his servant leadership style, fostering trust, empowerment, and compassion. Discover how leading with love can create a more inclusive and impactful world.
 
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Partnering for Transformation.

Learn how Impact Banking can revolutionize your community by leveraging your company's balance sheet. Discover how depositing capital in locally focused banks committed to shared prosperity can drive responsible investments in underserved areas, creating opportunities for families, bridging health and wealth gaps, and fueling local economic growth.
 


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Winners and Losers.

In the midst of the ongoing debate surrounding government intervention in the banking industry and the unintended consequences it may bring, it is crucial to recognize the importance of preserving the diversity and resilience of our economic system. A balance between big multinational banks and small community banks is necessary to maintain human connection and foster economic resilience, with community banks playing a vital role in supporting local businesses and individuals who have been traditionally underserved. At Midwest BankCentre, we prioritize making a positive impact on the communities we serve, and we invite you to explore the stable and community-focused approach to banking by reaching out to us or any other community bank in our region.
 
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Community Banking: It's Not Sexy, But It Does Make Sense.

Amidst the recent concerns surrounding banks, Midwest BankCentre assures its customers of its strong financial position and the safety of their deposits, emphasizing the vital role of community banking in supporting local businesses and families, while prioritizing stability and a personalized approach to meet financial goals.
 
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Shared Engagement: This Is Profitable To Us All. 

In a world where time is a limited and precious resource, it's crucial to understand the concept of stewardship and how it affects our professional lives. As successful individuals, we often feel the need to control every aspect of our environment, but true leaders recognize the value of trust and delegation in scaling their impact. By embracing disciplined decision-making and empowering others, we not only help them flourish but also contribute to the growth and destiny of our businesses and communities. In 2023, let's commit to being intentional with our choices and realize the profitability of shared engagement. Because, at the end of the day, where you bank matters.
 

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Small Business Banking: Why You Need A Business Bank Account

As a small business owner, you may question the necessity of having a dedicated business bank account rather than one personal checking account. The convenience of managing personal and business finances from a single account might seem appealing at first, but a business bank account offers a multitude of advantages that are essential for the success and growth of your venture over having a personal account.

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Spotlight on Small Businesses: How Midwest BankCentre is Empowering Local Entrepreneurs
 

In the heart of the Midwest, where small businesses are the backbone of the community, one bank stands out as a trusted partner for local entrepreneurs. As a locally owned and operated financial institution, Midwest BankCentre is dedicated to helping small businesses not only survive but thrive. Let’s explore how Midwest BankCentre is making dreams a reality for countless entrepreneurs in the region.

Spotlight on Small Businesses: How Midwest BankCentre is Empowering Local Entrepreneurs - Full Article

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Spotlight on Small Businesses: Writing a New Chapter in Dellwood's Story


Today, we're thrilled to share an incredible story of collaboration, transformation, and community empowerment that's close to our hearts. Midwest BankCentre has doubled down on its commitment to support the working men and women in the North Region, in partnership with dedicated community leaders. Together, we’re reimagining the future of Dellwood, Missouri, through our involvement in the R&R Marketplace.

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Small Business Banking: How to Choose the Right Banking Services

When you're running a small business, selecting the right banking services is crucial to your financial success. The choices you make regarding your business banking can impact everything from your daily operations to your long-term financial goals.

Small Business Banking: How to Choose the Right Banking Services - Full Article.

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Interest rates and recession risks: what do these mean for businesses heading into 2024?

Explore the economic landscape for businesses in 2024 with insights from Pete Zeiser, President - Chesterfield Commercial at Midwest BankCentre. As interest rates face potential cuts after aggressive hikes, Zeiser advises businesses to strengthen balance sheets and maintain financial flexibility for strategic maneuvering in uncertain times.

Interest Rates and Recession Risks: What do these mean for business heading into 2024 - Full Article.

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Seizing Opportunities Amid Economic Uncertainty.

In his latest article, Danny addresses the prevalent question of economic direction and interest rate uncertainties. With over a century of expertise, Midwest BankCentre focuses on empowering business leaders to make informed decisions amid economic fluctuations. Pogue explores strategies for managing debt in varying rate environments, offering valuable insights for optimizing financial approaches and identifying growth opportunities.
 

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Performance Reviews: Compensation Tied to Performance.

In her latest article, Julie Tuggle-Nguyen explores the intricacies of employee compensation tied to performance. From Cost-of-Living Adjustments (COLA) to market adjustments and merit increases, she delves into the contextual and organization-specific nature of this critical aspect. Learn how to align your compensation strategy with market benchmarks and establish merit pools for fair and effective performance-based increases

Performance Reviews: Compensation Tied to Performance - Full Article.

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Is now a good time to buy equipment? Should I finance or pay cash?

As businesses contemplate year-end equipment investments, the choice between paying in cash or opting for financing requires careful consideration. Consult with your CPA for insights on tax benefits, and engage in a conversation with your banker to assess whether paying cash or financing aligns with your business's liquidity and goals in the current economic landscape.
 
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Line of Credit vs Term Loan: What are the differences and which is best for my business?

Choosing between a line of credit and a term loan depends on your business needs. A line of credit offers flexible access to funds with floating interest rates, ideal for short-term needs like inventory purchases. In contrast, a term loan provides a lump sum with fixed payments, best suited for long-term asset investments, such as equipment or real estate. Businesses often use both to optimize their cash flow. Regularly reviewing your credit mix with your banker can help you adjust strategies as needed and capitalize on interest rate trends to support growth.
 
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What tools can help me better manage my cash flow and interest expense?

 

Sweep accounts are a valuable tool for businesses that need to manage cash flow and interest expense without sacrificing liquidity. By automatically transferring excess cash from checking accounts to lines of credit, sweep accounts can help businesses save money on interest and improve cash flow visibility.

 

What tools can help me better manage my cash flow and interest expense - Full Article.

 

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Does It Matter Where I Keep My Bank Deposits?

In Pete's latest blog post, he sheds light on the significance of where you choose to keep your bank deposits. Your deposits are a key piece of the financial puzzle, impacting not just your business's success but also your community's prosperity. 

Does it Matter Where I Keep My Bank Deposits - Full Article.

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Succession Planning: Ensuring Business Continuity and Growth

Succession planning is crucial for ensuring business continuity and growth, yet many companies neglect it until it's too late. In her article, Julie Tuggle-Nguyen, Chief Human Resources Officer, emphasizes the importance of proactive succession planning to maintain stability, retain talent, and transfer knowledge effectively. She offers key insights on understanding your team’s talent, aligning visions, and developing future leaders through intentional skill-building and career pathing. By planning ahead, businesses can prepare for both expected and unexpected transitions, positioning themselves for long-term success.

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What are the risks of check fraud, and what can I do about them?
 
Check fraud is on the rise, with criminals stealing and altering checks from mailboxes. Businesses can reduce their risk by using fraud prevention tools like Positive Pay and ACH protection services, and by implementing best practices such as avoiding public mailboxes and training staff to spot fraud.

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Should I choose a Conventional Loan or an SBA Loan?

Choosing between a conventional loan and an SBA loan depends on your business needs. SBA loans, backed by the government, offer lower down payments and longer repayment terms, making them ideal for new or capital-constrained businesses. Conventional loans, while often simpler and with potentially lower fees, require stricter underwriting standards. Consult with an SBA Preferred Lender like Midwest BankCentre for the best financing option.

Should I choose a Conventional Loan or an SBA Loan - Full Article.

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Empowering Success: The Role of Community Banking in Women-Led Business Growth.

Midwest BankCentre is committed to empowering women entrepreneurs. By offering financial support, mentorship, and resources, the bank plays a crucial role in driving economic growth and creating a thriving business community for women in Kansas City.

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Building a Championship Team.

In Trey's latest article, he draws parallels between building a championship football team and running a successful business, emphasizing the importance of trusted advisors and a strong banking partner like Midwest BankCentre to support growth and regional prosperity.

Building a Championship Team - Full Article.


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The Rise in Fraud: How to Protect Your Assets.

Fraud is escalating, with losses reaching $10 billion in 2023. Scammers are increasingly sophisticated, targeting individuals and businesses alike. Midwest BankCentre offers essential fraud prevention tips: remain vigilant, avoid sharing sensitive information, use secure payment methods, and leverage bank fraud prevention tools. Protecting assets requires collective effort and awareness.

The Rise in Fraud: How to Protect Your Assets - Full Article.

Kansas City Skyline
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Midwest BankCentre Brings New Level of Service to Local Businesses.

Midwest BankCentre has expanded to Kansas City, bringing over a century of community banking expertise, personalized solutions, and a digital-first approach to support local businesses.

Midwest BankCentre Brings New Level of Service to Local Businesses - Full Article.

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Navigating the New Normal: Managing Remote and Hybrid Teams.

In today's dynamic business landscape, remote and hybrid work models have become essential strategies for success. Midwest BankCentre dives into the challenges and rewards of managing remote and hybrid teams, sharing valuable insights on establishing clear policies, setting goals, building trust, and fostering a strong company culture. Discover how these strategies can empower your team and drive productivity in the new normal.

Navigating the New Normal: Managing Remote and Hybrid Teams - Full Article.

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Mastering Interviews: Best Practices for Hiring the Best Candidates


In Julie Tuggle-Nguyen latest article, she shares crucial insights on effective hiring. Learn about structured interviews, diverse perspectives, experienced-based assessments, role alignment, professionalism, open-ended questions, future considerations, and leveraging assessments. This comprehensive guide ensures you hire the right fit for your company, preventing costly hiring mistakes.
 
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What banking services can help me manage my business?

In the realm of small business management, leveraging banking services is crucial. Explore the benefits of sweep accounts for optimized cash flow and fraud prevention tools like ACH Filters and Positive Pay. Discover how these services can streamline operations and protect your business from potential risks.

What Banking Services Can Help Me Manage My Business - Full Article.

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How Do I Choose A Banker?

When selecting a banker, prioritize three essential factors: reliability, responsiveness, and reputation. A reliable banker is someone you can trust and who acts in your best interest. They should be responsive to your business needs, knowledgeable about your industry, and available when you need them. Additionally, consider the reputation of the bank behind your banker. Look for a bank that is actively involved in your community and has a track record of supporting businesses through all economic cycles. If your banker doesn't meet these criteria, it may be time to find one who does.
 
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How Can We Support Small Businesses?

Small businesses are the backbone of the American economy, employing millions and supporting local communities. Supporting them is crucial. Shop local, refer them to friends, leave positive reviews, order takeout, and engage on social media. Midwest BankCentre, as a local community bank, is committed to supporting small businesses through specialized expertise and SBA lending opportunities, recognizing their vital role in driving our local economy forward..
 
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The Foundation of Banking: Lasting Relationships

The blog post emphasizes the crucial role of lasting relationships in banking. It discusses the benefits of community banks, such as continuity through economic cycles, deep regional knowledge, and personalized service. It also highlights the importance of having a banking partner who understands and prioritizes your business needs. Ultimately, the post underscores the significance of choosing the right banking relationship for long-term success.
 
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The Crucial Role of Employee Handbooks in Small Businesses.

The article emphasizes the critical role of employee handbooks in small businesses, highlighting their importance in communication, legal protection, and cultural alignment. It offers insights into creating and maintaining effective handbooks to ensure compliance and foster a positive work environment. The author, Julie Tuggle-Nguyen, Chief Human Resources Officer at Midwest BankCentre, provides valuable guidance for small business owners navigating the complexities of employee policies and procedures.
 

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Should I lease or buy equipment? 

In the ongoing economic landscape of 2024, businesses face crucial decisions on equipment investment. "Should I lease or buy?" The answer hinges on factors like interest rates and tax laws, making consultation with a CPA and banker essential. Leasing offers tax benefits and lower upfront costs but demands scrutiny of total expenses. Buying may leverage bonus depreciation and lower long-term costs but introduces interest expenses. Trusted advisors like Pete Zeiser at Midwest BankCentre can guide businesses through these choices, emphasizing that where you bank matters.
 

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Building a Strong Financial Foundation

In "Building a Strong Financial Foundation," Wes Burns, Head of Community and Economic Development at Midwest BankCentre, outlines essential money management tips for achieving financial stability. From setting clear financial goals and tracking expenses to building emergency funds and optimizing credit scores, Burns provides actionable strategies to empower readers on their financial journey. He emphasizes the importance of creating a roadmap for financial success, leveraging technology for budgeting, and making informed decisions about savings and investments. Burns underscores Midwest BankCentre's commitment to serving as a trusted financial advisor, offering personalized solutions to help individuals achieve their financial aspirations. Read the full article for expert insights and practical advice on building a solid financial future.
 
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Building Tomorrow: St. Louis Real Estate's Role in Shaping 2024


In his latest article, Danny Pogue delves into the pivotal role of St. Louis real estate in shaping the region's economic landscape for 2024. From stability amidst volatility to innovative repurposing trends, Pogue explores the dynamics of various sectors, highlighting the influence of interest rates as a key factor. Despite challenges, St. Louis's focus on tech, healthcare, and logistics offers unique opportunities, with Midwest BankCentre committed to supporting businesses through strategic partnerships.

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Navigating the Christmas Hangover: A Practical Guide to Post-Holiday Finances.

In his insightful article, the head of community and economic development at Midwest BankCentre shares a personal perspective on the post-holiday financial challenges many face. Drawing from personal experiences growing up in a poverty-stricken region, he outlines a practical guide to navigate the post-Christmas financial hangover, emphasizing reflection, realistic repayment plans, prioritizing high-interest debt, negotiation with creditors, cutting unnecessary expenses, and building a buffer for future holiday seasons. The article not only provides actionable steps but also highlights Midwest BankCentre's commitment to supporting individuals during financial challenges through their Life Happens® product suite.
 
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Navigating Success: Setting and Achieving Goals for the Year

In this blog post, Julie Tuggle-Nguyen, Chief Human Resources Officer at Midwest BankCentre, emphasizes the importance of setting a guiding goal—the North Star—for small businesses in the new year. She provides practical tips for aligning individual goals with the company's mission, fostering collaboration, and celebrating milestones, while also highlighting the dual benefits of identifying top talent through the goal-setting process.
 



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Can You Use Home Equity to Buy Another House?
 
The home buying process can be complex, and one of the most crucial steps is obtaining a mortgage pre-approval. But why is it important to get pre-approved for a home loan? Mortgage pre-approval involves a lender reviewing your financial situation, including ..
 
 
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Why is it Important to Get Pre-Approved for a Home Loan?
 
The home buying process can be complex, and one of the most crucial steps is obtaining a mortgage pre-approval. But why is it important to get pre-approved for a home loan? Mortgage pre-approval involves a lender reviewing your financial situation, including your credit score, income, and debt, to determine how much you can borrow.
 
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Why Is Financial Literacy Important?
 
Financial literacy refers to the knowledge and skills necessary to make informed and effective decisions regarding the use and management of money. This includes understanding basic financial concepts such as budgeting, saving, investing, and managing debt.
 
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How Often Should You Review Your Credit Report?
 
Regularly reviewing your credit report is a crucial aspect of maintaining good credit health. Your credit report contains vital information that lenders use to determine your creditworthiness, so ensuring its accuracy is essential. 
 
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How To Finance Home Renovations: Options and Tips
 
Financing a home renovation project can be a daunting task, but there are numerous options available to suit various needs and financial situations. Whether you are planning a minor home improvement or a major home remodel, understanding your choices is essential.
 
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Tips on How to Maintain a Good Credit Score

Maintaining a good credit score is essential for securing favorable terms on loans and credit cards. A strong credit score can open doors to the best credit card offers, low-interest personal loans, and more.

Tips on How to Maintain a Good Credit Score - Full Article

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How to Manage Debt Effectively

Managing debt effectively is important for maintaining financial stability and improving your credit score. Whether dealing with credit card debt, home loans, or multiple debts at once, having a solid debt management strategy can help you regain control of your finances.


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Unlocking Your Dreams: A Guide To Home Ownership
 
Unlocking your dreams of homeownership can be daunting, but Midwest BankCentre is here to guide you through it. In "Unlocking Your Dreams: A Guide To Home Ownership," Wes Burns, Executive Vice President of Community and Economic Development, explains the key steps to achieving this milestone. Knowing your credit score, assessing your financial readiness, and choosing the right mortgage type—whether it’s a fixed-rate, adjustable-rate, FHA, VA, or USDA loan—are crucial steps.

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To Do: Build an Emergency Fund
 
Building an emergency fund is essential for financial stability, especially during unexpected events like a car breakdown or medical emergency. Wes Burns, Executive Vice President of Community and Economic Development at Midwest BankCentre, highlights the importance of having a financial safety net to avoid debt and maintain financial goals. Only half of U.S. households had emergency savings in 2022, making it crucial to start saving now. To build an emergency fund, open a savings account, automate transfers, set a realistic goal, prioritize savings, trim unnecessary expenses, allocate windfalls, and regularly monitor and adjust your fund. Start small, stay consistent, and ensure peace of mind and financial security. 

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Pros and Cons of Paying Off Mortgage Early

Paying off your mortgage early can be a significant financial milestone, but it comes with both advantages and disadvantages. Understanding the pros and cons of paying off your mortgage early can help you make an informed decision that aligns with your financial goals.

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Budgeting for Stress-Free Vacations 

Planning a vacation requires careful budgeting to avoid financial stress. Wes Burns from Midwest BankCentre shares tips on examining finances, setting realistic budgets, using savings accounts, and leveraging credit card rewards to ensure a stress-free getaway. Prepare for unexpected expenses, be flexible with travel dates, and always communicate with your bank about your travel plans.

Budgeting for Stress-Free Vacations - Full Article.

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The Importance of Building an Emergency Fund and How to Start

An emergency fund is a financial safety net designed to cover unexpected expenses without the need to incur credit card debt or take out high-interest personal loans. Having an emergency savings fund is crucial for maintaining financial security...

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How Do Personal Loans Affect Your Credit Score?

A personal loan can be a useful financial tool, whether you're looking to consolidate debt, finance a major purchase, or cover unexpected expenses. However, like any form of credit, a personal loan affects your credit score in various ways. Understanding these impacts can help you make informed decisions about borrowing and managing your personal finances. 

How Do Personal Loans Affect Your Credit Score? - Full Article
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How to Avoid Scams in Tax Filing Season
 
Scammers are everywhere these days it seems, particularly during tax filing season. In fact, last year the IRS received 294,138 complaints of reported identity theft, the second most in history. Close family members of mine were hit. It was a scary and intrusive experience for them, and now they have to ...
 
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Overcoming Homeownership Hurdles
 
This article by Wes Burns tackles key hurdles in homeownership. From budgeting and financial planning to down payment assistance and mortgage options, it provides comprehensive advice for prospective homebuyers. Discover how to overcome these challenges and achieve your dream of owning a home.

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Making Sense of Mortgage Loans: Adjustable Rate Mortgage vs Fixed Rate
 
When it comes to financing your dream home, one of the most important decisions you'll face is choosing between an adjustable rate mortgage (ARM) and a fixed rate mortgage. Each option has its own set of advantages and considerations that can significantly impact your financial well-being.
 
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5 Important Factors When Shopping for a Mortgage Loan
 
When embarking on the journey of purchasing a home, one of the most crucial steps is shopping for a mortgage loan. This process involves a myriad of factors that can significantly impact your financial future. From credit scores to mortgage rates, each element plays a vital role in determining the terms of your loan.
 
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The Benefits of Online Banking

As the digital landscape has evolved, the financial sector has undergone a parallel transformation, and online banking has emerged as a cornerstone of modern financial services. Both internet banking services, as well as fully online banks, continue to change the way we handle banking transactions.

Let's shed light on the many benefits and opportunities that online banking presents and explore the advantages of embracing mobile banking.

The Benefits of Online Banking - Full Article


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Closing Costs and Mortgage Fees Explained

Mortgage fees are various charges that a lender imposes in connection with a mortgage loan. These fees can include an origination fee, underwriting fee, application fee, and processing fee. Closing costs, on the other hand, encompass a broader range of expenses required to finalize a real estate transaction. These costs include but are not limited to, title insurance, appraisal fees, credit report fees, escrow fees, and property tax.
 
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Understanding Different Types of Mortgages: Which One is Right for You?

Acquiring a home is a significant life achievement, and selecting the right mortgage is a crucial step in this journey. With an array of mortgage options available, it's essential to comprehend the various types to make an informed decision that aligns with your financial circumstances and homeownership aspirations. At Midwest BankCentre, we're dedicated to providing insights into the realm of mortgages, helping you identify the ideal choice for your needs.

Understanding Different Types of Mortgages: Which One is Right for You? - Full Article

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Teaching Teenagers About Money: A Practical Guide for Parents

In today's rapidly evolving financial landscape, imparting essential money management skills to teenagers has become a crucial aspect of their upbringing. As parents, fostering a strong foundation of financial literacy equips your children with the tools they need to make informed and responsible decisions as they navigate their way through high school and beyond.

Teaching Teenagers About Money: A Practical Guide for Parents - Full Article

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Demystifying Credit Scores: What You Need to Know

Understanding credit scores is essential for making informed financial decisions. In this comprehensive guide, we will demystify credit scores and provide you with valuable insights to help you navigate the world of credit. Whether you're a first-time borrower or a seasoned credit user, this information will empower you to take control of your financial future.

Demystifying Credit Scores: What You Need to Know - Full Article

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The 6 Best Money Management Tips for Personal Finances

Effective money management is crucial for achieving financial stability and security. By adopting smart money management practices, individuals can reduce financial stress, make the most of their income, and work towards their financial goals. This article presents six essential money management tips that can help you take control of your personal finances and pave the way for a brighter financial future.

The 6 Best Money Management Tips for Personal Finances - Full Article


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