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If you are considering making improvements to your home, consolidating high interest debt or looking for ways to pay for your child’s college education, you may be able to use funds from your home's equity to cover the costs.

Whether you're interested in a Home Equity Line of Credit or a Home Equity Loan, we offer a variety of home equity loans and line of credit options to meet your needs - both big and small:

Home Equity Info

Home Equity Line of Credit 1

Home Equity Loan 1

  • Write checks to pay expenses as needed - funds
    available on an ongoing basis
  • Variable Interest Rate, Wall Street Journal Prime Rate 2
  • Interest may be tax-deductible 3
  • 20-year term
  • No closing costs 4
  • No appraisal fees
  • You'll receive a one-time, sum payout
  • Borrow a specific amount, with a fixed rate,
    term and monthly payment schedule
  • Interest may be tax-deductible 3
  • No closing costs
  • No appraisal fees


1. Property insurance is required. Rates and terms are subject to change
2. This is a variable loan product. The Annual Percentage Rate will never exceed 20.00% based on the index of Wall Street Journal Prime Rate. 
3. Consult a tax advisor regarding the deductibility of interest
4. Current APR for the first 18 months is  2.49%; remaining term as low as Prime +0%, Floor of 3.75%