Want to lower their car payment. Refinancing your car loan may make sense if your credit has improved since you bought your car, if the selling dealer put you in a loan with a higher rate than you might have otherwise qualified for or if interest rates overall have dropped. In addition, you may be able to extend the term of the loan, helping to lower your monthly payments.

Have bad or little credit history. Midwest BankCentre’s minimum credit score is lower than many lenders

require. We also work with applicants with no credit history and take into account education and experience when reviewing your financing needs.

Want to shop around. You can pre-qualify with Midwest BankCentre to see what rate you might receive without affecting your credit.