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Midwest BankCentre has been a leading mortgage broker in St. Louis, including Chesterfield, since 1906. We profitably invest capital in our local communities, ensuring that $95 of every $100 deposited stays in St. Louis to help build local businesses and strengthen families. Every dollar circulates an average of six times through the region's economy. An investment in you and your home is an investment in the entire St. Louis community. Let's get you home. Get started today!
Chesterfield Mortgage Company Loan
CONVENTIONAL LOAN |
CONSTRUCTION LOANS |
VA LOANS |
USDA LOANS |
|---|---|---|---|
| Low rates and flexibility are common for mortgages that aren't insured by the federal government. These loans are popular among borrowers with good credit scores, stable jobs, and steady incomes, as well as people who are financially stable. There are many options available, but make sure you choose one that suits your financial goals and current financial situation. | A construction loan can help you build your dream home or remodel an existing one. | The Veteran Affairs (VA) home loan is an excellent benefit for military personnel who have served during and after their time in the military. You can either be a former or current service member. VA home loans offer a great alternative for servicemen and women, with no down payment, no lender fees, no private mortgage insurance, and a competitive interest rate. They are also partially guaranteed by the U.S. Department of Veterans Affairs (typically 25% of the loan amount). | USDA loans can be used if you are looking to live in rural areas away from the city. A USDA loan is guaranteed by the U.S. Department of Agriculture. It offers a low interest rate, low monthly payments, and allows the borrower to borrow up to 100% of the appraised value of the home. |
DR. LOANS |
ITIN LOANS |
HELOCS |
FHA LOANS |
| A Dr. loan can be used by medical professionals. This loan is available to residents and doctors regardless of their financial history. It does not consider student loans. | An ITIN loan can be obtained by U.S. citizens who do not have a social security number. ITIN loans can be used by borrowers who can provide an ITIN number for identification. | We offer many home loan options for you to choose from, including a Home Equity Line of Credit and a Home Equity Loan. This will let you use your existing home’s equity to remodel it or build a new one without taking out another mortgage. We can help you today. | These loans are great for homebuyers with poor credit or who cannot afford a down payment. FHA loans were created to make homeownership affordable. We can help you get started today. FHA loans can only be used for primary residences. |
We share your dream of owning an idyllic vacation home.
There are many loan options available to meet your financing needs. The purpose of a vacation home is to create lasting memories that will span generations. A space where your daily cares can be set aside to enjoy the here and now. If you're thinking of purchasing a second home, now is the time to take advantage of historically low interest rates. We can help you find the right home loan or refinance option for you. Your dreams are possible.
If you have questions, please call us at 314-633-6060, or email us at: newhomeloans@midwestbankcentre.com.
We are proud to be a top MORTGAGE PROVIDER.
MortgageYields.com has named us a Top 10 St. Louis Mortgage Company.
As your Chesterfield Mortgage Company, we believe that when we DREAM BIG, we all RISE TOGETHER.
Our home loan specialists are available to help you with any of your mortgage needs, including buying a home or refinancing an existing one. We invite you to meet our top-ranked mortgage team!
Your First-Time & Forever Home Mortgage Lender
A note from our Chairman and CEO:
Borrowers often find it overwhelming to purchase a home and may need mortgage advice from a loan officer. You should also know that buying a vacation home or investment property can make things more difficult from a tax, financing, and real estate standpoint.
We can help you simplify home borrowing, whether you are looking to buy, refinance or build. Every person's story is unique, but we have helped thousands of people choose their home loans over the past 100 years. We are proud to offer a variety of home loan options that can be used to solve a variety of financial needs. This includes a 100% mortgage financing option that allows buyers to buy a home with no down payment.
Real estate professionals can feel confident in the knowledge that their clients are in safe hands. We will be there to help you every step of your way, providing exceptional service to clients so that they can close successful transactions.
With our best-in-class technology, you will have a seamless customer experience, from application to closing, and a secure, cloud-based application that borrowers can use. You'll enjoy a personalized and simplified experience thanks to our top-rated loan specialists.
We strive to reach people wherever they are so they can get where they want to be. Our Bank helps people DREAM BIG by creating the right conditions.
You are invited to visit Midwest BankCentre and learn how we can help you or your clients get into the home of your dreams. We can all RISE TOGETHER by working in partnership.
- Orvin T. Kimbrough, Chairman & CEO
If you have questions, please call us at 314-633-6060, or email us at: newhomeloans@midwestbankcentre.com.
Why should you choose to work with us?
Midwest BankCentre provides support for more than 1,400 home purchases, refinances, and HELOCs each year. Our local decision-making allows us to respond quickly. You can benefit from coordinated, agile efforts to maximize your yield and decrease the time it takes for you to close.
We offer personalized services and a dedicated manager to each customer, not just a 1-800 number. With over 1300 reviews, our average customer service rating of 4.85 stars is based on more than 2,000 reviews. We understand that each borrower is unique and are happy to provide customized solutions. With a wide range of products to meet customers' needs, we help them navigate the home loan process.
We want to be your first-time and forever mortgage provider.
If you have any questions, please call us at 314-633-6060, or email us at: newhomeloans@midwestbankcentre.com.
About Midwest BankCentre
Midwest BankCentre, St. Louis's second largest locally owned bank, has assets in excess of $2.3 billion and deposits in excess of $1.8 billion. Midwest BankCentre has approximately 280 employees who work at various locations in the St. Louis and Chesterfield area.
Our financial services include personalized consumer and business banking as well as cash management, Chesterfield mortgage loans, home equity loans, financial planning, investments, and insurance. We aim to empower people and enable businesses. Each customer is unique and we offer a wide range of products at competitive rates. We offer personalized services to meet your needs and help you reach your goals.
We are determined to make long-term, meaningful investments in communities that will lift all people up so we can all RISE TOGETHER.
Recognition and Awards
Midwest BankCentre was honored to receive numerous awards that recognize the strength of the Bank, the hard work we do, and the talent of the executive team. However, winning awards is only one aspect of the story. We hope that people will see the positive changes we have made in their region and become more involved by opening checking and savings accounts. This will allow us to continue helping everyone realize their dreams.
Rated 5-Star Superior for Financial Strength & Stability by BauerFinancial: Midwest BankCentre is one of the few banks in the St. Louis and Chesterfield area to consistently receive the prestigious 5-Star Rating for financial strength & stability from BauerFinancial (www.bauerfinancial.com).
Our Other Awards:
- Best Bank in St. Louis for Small Business Monthly - 2019, 2020 and 2021
- Top Work Places in St. Louis Post Dispatch - 2021
- Mortgageyields.com - Top 10 Mortgage Providers in St. Louis
- 5 Best Mortgage Brokers in St. Louis by Kevsbest.com
- Better Business Bureau Torch Award: We were granted this award for our outstanding customer service and ethical business practices.
- Independent Community Bankers of America (ICBA), 2018 National Community Service Award Recipient: One of 4 recipients across the country.
- America's Bankers Association (ABA) - 2019 National Community & Economic Development Award Winner
