Always Working for Your Best Interest.
Since 1906, Midwest BankCentre has been the Midwest’s premier community bank, providing personalized financial solutions while reinvesting capital in our region. We are ready to customize a home loan to help you achieve your homeownership dreams. An investment in you and your home is an investment in the entire community. Let’s get you home.
Your Midwest Mortgage Company.
One of the Region’s top home loan providers offers more than highly competitive interest rates. We provide tools, guidance, and local area knowledge to help you make one of the biggest buying decisions in your life. With a variety of home loan options to meet your unique situation and transparent discussions over whether now is the right time, we’ll always help you find your best solution.
Mortgage Rates and Terms
Rates are effective as of 07/01/2025
TYPE
RATE
APR
5.875%
5.991%
6.750%
6.826%
Explore our mortgage offerings.
USDA Home Loans
USDA Home LoansDoctor Loans
Doctor LoansAffordable Home Improvement Loan
Affordable Home Improvement LoanWe offer ITIN home loans for immigrants and those without a Social Security number, expanding the path to homeownership.
Why should you work with us?
Midwest BankCentre supports more than 1,400 home purchases, refinances, and HELOCs annually. We offer local decision-making which leads to quick responses. With loan officers, mortgage brokers, credit, and operations all under one roof, you benefit from coordinated and agile efforts that maximize your yield and reduce the time it takes to close.
We provide personalized services and a dedicated relationship manager, not a 1-800 number. Our average customer service rating is 4.85 out of 5 stars with more than 2000 reviews! We know that every borrower is different, and we’re happy to offer a customized loan option for an optimal mortgage payment. We help customers navigate the home loan process with a comprehensive list of products that meet their home loan program needs.
We are honored to be recognized for our commitment to local homebuyers.
5-Star Superior Financial Strength & Stability by BauerFinancial
5 Best Mortgage Brokers in St. Louis by Kevsbest.com
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Need help finding a mortgage solution?
Our experts listen and help homebuyers find the loan that works best for them. We know that buying or refinancing a home can be overwhelming. We are here to guide you through the process every step of the way.