With so much buzz around interest rates, many business owners are wondering whether now is the right time to make major financial moves
According to Pete Zizer, Commercial Banker at Midwest BankCentre, it’s important to understand not just where interest rates might go, but how they fit into your broader business strategy. While no one can predict the future with certainty, there are some practical insights to guide your decision-making.
Key Takeaways:
Interest Rates Likely to Hold Steady in 2025
While a rate cut could happen mid-year, most signs point to relatively stable interest rates for the remainder of the year.
Don’t Wait on Opportunities
If you’re considering an acquisition, expansion, or equipment purchase, now might still be a great time to act rather than waiting for a potential rate drop.
Focus on Your Business, Not Just the Market
Make decisions based on customer demand and your company’s financial health—not just the latest interest rate projections.
Work with a Commercial Banker
Since interest rates are influenced by unpredictable factors like inflation and government policy, it’s smart to consult with a banker who can help you weigh all variables and tailor advice to your unique situation.