Download Acrobat Reader 5.0 or higher to view .pdf files.
Skip Navigation
LOG IN
 A family moving in to their new home
A fixed-rate mortgage has an interest rate that will not change over the life of the loan and is one of the most common types of home mortgages available. You can choose a conventional loan, or a government-backed loan like the FHA, VA, and USDA mortgage programs - all of which can be used to buy a new home or to refinance your current home.
 
Advantages of a fixed-rate mortgage from Midwest BankCentre include:
  • Your interest rate will never change, even if the overall market rates increase
  • Your monthly payments stay predictable for the life of the loan
  • The interest you pay on the loan is tax-deductible , providing a welcome benefit at tax time
  • Many different down payment options and assistance programs are available
  • Some programs have as little as 3% down and up to 100% financing
  • You have long- and short-term options to choose from
 
Unlocking Stability with Midwest Bank Centre's Fixed-Rate Mortgages
 
In the realm of home financing, securing a stable homeownership journey often begins with choosing the right fixed-rate mortgage. Midwest BankCentre is your trusted partner in this endeavor, offering a variety of loan options to suit your unique needs.
 

Guiding Your Financial Journey - Our Dedicated Financial Advisors

 
With a fixed interest rate, your monthly payment remains predictable, eliminating the uncertainties associated with an adjustable-rate mortgage. Our team of experienced loan officers are here to guide you through the process, ensuring that you understand every aspect, from the initial loan amount to the final closing costs.
 
 

Competitive Rates Tailored to Your Profile

 
1 Monthly payments for mortgages with an escrow account also applies payment to tax and insurance.
2Midwest BankCentre is not authorized to give tax advice. Please consult a tax adviser for tax advice for your specific situation.
3Income and purchase limits may apply. Please contact your Midwest BankCentre mortgage lender for more details.
4Additional conditions may apply. Please contact your Midwest BankCentre loan officer for more details.
 

When considering a home loan, your credit score plays a pivotal role in determining the interest rate you qualify for as a borrower. Midwest BankCentre is dedicated to providing competitive mortgage rates tailored to your financial profile.

 

Flexibility in Mortgage Terms

 

Whether you opt for a 30-year fixed mortgage for long-term stability or explore other loan terms, our commitment to transparency means you can make informed decisions about your monthly mortgage payment.

Seamless Management Through Online Banking

 

Managing your mortgage is made convenient through our secure online banking platform, allowing you to monitor your mortgage payment and access crucial information with ease.

Navigating Critical Factors in Home Financing

 

We recognize the importance of factors such as Credit, Capacity, and Collateral, and the role they play in your home financing journey.  Our team of home loan experts will help you navigate these critical factors when exploring your home financing options.

Tailored Credit Solutions for Your Homeownership Goals

 

At Midwest BankCentre, we strive to offer the best credit solutions, aiming for a lower interest rate and ultimately providing you with a lower monthly payment.

Your Partner for Stable Homeownership

 

Whether you are a first-time homebuyer, a savvy investor, or someone considering a home equity loan, our array of fixed-rate loans and loan options ensures that your homeownership goals are within reach.

Choose Midwest BankCentre for your fixed-rate mortgage needs and experience the peace of mind that comes with a stable and secure homeownership journey.