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Midwest BankCentre Secured Loans

A loan secured with a Midwest BankCentre CD, savings account, money market or stock secured. Receive up to 100% of the available balance in the deposit account securing the loan minus any loan fees.

Loan Features & Benefits: 

  • One lump sum - Receive all the funds up front and have predictable monthly payments.
  • Low interest rates - Collateral-based loans typically mean lower interest rates.
  • Let your savings keep earning - Keep earning interest in the savings or money market account you use to secure the loan.
  • Build Credit - Improve your credit when you use your account responsibly.


Secured Loan Products


Loan Type Rate^ APR* Payment
Money Market/Savings Secured Loan1 8.500% 8.536% $51.25
CD Secured Loan2 8.50% 8.536% $51.25
Stock Secured Line of Credit3
8.750%
8.751%
$10,937.50

Midwest BankCentre can only accept online applications from current Missouri and Illinois residents.
Contact us at 314-631-5500 or toll-free at 800-894-1350 if you have any questions about availability in your state.

Please call us at (314)-631-5500, or (800) 894-1350 to get started. 

Rates are effective as of 6/18/2024 and subject to change without notice.

^Represents the lowest offered rate.
*1APR (Annual Percentage Rate) calculations are based on a $300 Loan Amount with $0 fee(s) for 6 months.
*2APR calculations are based on a $300 Loan Amount with $0 fee(s) for 6 months.
*3APR calculations are based on a $1,500,000 Loan Amount with $0 fee(s) for 12 months.