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Money Market, Savings, CDs and IRAs

Earn more $$ on your nest egg.

No matter your savings goal – new car, home, education, or peace of mind – you need a savings account that helps your money grow and gives you fast access for easy withdrawals. To fund your future, Midwest BankCentre offers you several savings options.

Money Market

  • $1,000 minimum to open
  • Monthly service charge if minimum balance of $1,000 is not maintained
  • Tiered interest rates

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Statement Savings

  • $100 minimum to open
  • Monthly service charge if minimum balance of $100 is not maintained per statement cycle
  • Tiered interest rates

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“Kids Count” Savings (up to age 16)

  • $25 minimum to open
  • No minimum balance
    *ATM card provided to adult/guardian only

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Certificates of Deposit

  • Secure and easy savings vehicles for those dollars you don’t plan to use quickly
  • Terms include: three-month, six-month, 1-year, 2-year, 3-year, 4-year and 5-year

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Individual Retirement Accounts

  • Terms include: 1-year, 2-year, 3-year, 4-year and 5-year
  • Variable-Rate IRA CD:This variable rate CD bases its rate on the 90-day Treasury Bill. Rates change quarterly and the CD’s term is 18-months. It’s a great way to “park” your money for a short time while gaining the benefit of changing market rates.
  • IRA Accumulator CD: Similar to a Money Market account, this CD's rate changes monthly to keep pace with today's rate conditions. As well, this is one of the few CDs where you can add new money to the account.

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Check Out Our Rates!

We welcome the opportunity to help you make sound decisions about which personal banking products will benefit you. Contact us today!