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Earn more $$ on your nest egg.

No matter your savings goal – new car, home, education, or peace of mind – you need a savings account that helps your money grow and gives you fast access for easy withdrawals. To fund your future, Midwest BankCentre offers you several savings options.

Money Market

  • $1,000 minimum to open
  • Monthly service charge if minimum balance of $1,000 is not maintained
  • Tiered interest rates

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Savings Accounts

Statement Savings

  • $100 minimum to open
  • Monthly service charge if minimum balance of $100 is not maintained per statement cycle

Passbook Savings

A Passbook savings account has many benefits, and if you prefer a hands-on approach to saving money, then this type of account may be just right for you.

  • Passbook savings accounts require withdrawals in person with the book in hand, so you may be less tempted to dip into your savings unnecessarily.
  • It can also be a tool for teaching good saving habits to young people. Kids can take an active part in learning about money and can watch their savings grow as each entry is made in their personal passbook.

Christmas Club

Christmas Club accounts work similar to Passbook savings accounts:

  • Open your account, receive a passbook to track the savings, and make regular deposits throughout the year.
  • In October, the Bank will send you a check for the amount of funds that has been saved. Then it’s time to go Christmas shopping! This is a great way to eliminate the worry of credit card bills showing up after the holidays!

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Certificates of Deposit

  • Secure and easy savings vehicles for those dollars you don’t plan to use quickly
  • Terms include: 3-Month, 6-Month, 1-Year, 2-Year, 3-Year, 4-Year and 5-Year
  • Check

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Individual Retirement Account CDs

  • Traditional or Roth IRA options
  • Terms include: 1-Year, 2-Year, 3-Year, 4-Year and 5-Year

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Check Out Our Rates!

We welcome the opportunity to help you make sound decisions about which personal banking products will benefit you. Contact us today!