Business Debit Card

Protection and flexibility in one small card

Are you looking for ways to:

Improve the security of your account data?
Enable your employees to make routine purchases, within limits?
Decrease the time you spend in line at the office supply store, etc.?
Gain greater control and reporting over employee expenditures?

A MasterCard® Business Debit Card delivers the flexibility and protection you’re looking for. Just like a personal debit card, a MasterCard® Business Debit Card works just like a check and can be used anywhere MasterCard® is accepted.

Benefits:

Wider acceptance. It’s accepted anywhere that MasterCard® is accepted. Plus, you can obtain cash from any ATM worldwide (fees apply to transactions at non-Midwest BankCentre ATMs).
Improved security. If a card is ever lost or stolen, simply call our 800-number to report the loss and to request a new card.
Better record-keeping. Via Online Banking, you can sort debit card transactions by payee, thereby tracking your expenditures and gaining control over your cash.
Protection from employee overspending. You set the transaction limits, so you thus limit the employee’s access to your business’s funds.
Speedy transactions. It’s faster than writing a check.
Flexibility. Depending on the card option selected, you can assign additional cards to your employees for routine purchases, such as office supplies, and allow your employees access to petty cash.
Zero monthly or annual fees. Unlike many credit cards, we don’t charge a joining fee or an annual fee.

Midwest BankCentre offers four distinct card types:

Business Check Card –Signers on the account use this card to make purchases, withdrawals, deposits and transfers from the business checking account.
Business Employee Check Card – This debit card gives your employees the ability to make purchases, withdrawals, deposits and transfers from your business checking account. Note: Must have loan relationship with Midwest BankCentre to qualify.
Business ATM Card – Employees can make deposits, withdraw cash and conduct transfers to and from the company’s Midwest BankCentre business accounts using the Business ATM Card. Available at ATMs and for pin based transactions only.
Business Deposit Card – Using this card, you and your employees can make deposits to the Company’s Midwest BankCentre business checking and/or savings accounts (as long as the savings account is linked to the card). This is a deposit card only – the employee cannot make withdrawals with this card, and it can only be used at a Midwest BankCentre ATM.

Sign up

To sign up for the Midwest BankCentre’s MasterCard® Debit Card, simply download, print and sign the application. Please either deliver your completed application to one of our branches or mail it to:

Midwest BankCentre
Attn: Customer Support
2191 Lemay Ferry Road
St. Louis, MO 63125

We welcome the opportunity to help you make sound decisions about which business banking products will benefit you. Contact our business banking advisors today!