Money Market, Savings, CDs and IRAs

Earn more $$ on your nest egg.

No matter your savings goal – new car, home, education, or peace of mind – you need a savings account that helps your money grow and gives you fast access for easy withdrawals. To fund your future, Midwest BankCentre offers you several savings options.

Money Market

$1,000 minimum to open
$1,000 minimum balance
Monthly service charge if minimum balance is not maintained
Competitive tiered interest rates

Regular Savings

$100 minimum to open
$100 minimum balance
Monthly service charge if minimum balance is not maintained per statement cycle

“Kids Count” Savings (up to age 16)

$25 minimum to open
No minimum balance
*ATM card provided to adult/guardian only

Certificates of Deposit

Secure and easy savings vehicles for those dollars you don’t plan to use quickly
IRA CDs offer you tax-deferred growth!
Terms include: three-month, six-month, 1-year, 2-year, 3-year, 4-year and 5-year

Individual Retirement Accounts

We offer a full range of retirement planning options, including IRAs. All CDs may be held in IRA accounts, and we also offer three special IRA CD products, which are unmatched by the competition.

Variable-Rate IRA CD: This variable rate CD bases its rate on the 90-day Treasury Bill. Rates change quarterly and the CD’s term is 18-months. It’s a great way to “park” your money for a short time while gaining the benefit of changing market rates.
IRA Accumulator CD: Similar to a Money Market account, this CD's rate changes monthly to keep pace with today's rate conditions. As well, this is one of the few CDs where you can add new money to the account.

We welcome the opportunity to help you make sound decisions about which personal banking products will benefit you. Contact us today!