Checking

Your primary link to us, your bank. 

• Free Internet Banking
• Bill Pay
• Free ATM/debit cards
• Detailed monthly statements – most with images
• Direct deposit – Sign up today! 

Access Checking with Direct Deposit

Convenient features make this the perfect tool to manage your money on your schedule.  Put your deposit balance to work and enjoy the many Access Checking benefits.

• Free Internet Banking
• Free Bill Payment
• Minimum to open is $100
• No monthly balance fee assessed when you maintain an average monthly balance of $1,000 with a Direct Deposit
• ATM Benefits
  • Unlimited surcharge-free transactions at Midwest BankCentre owned ATMs
  • Unlimited surcharge-free transactions at all MoneyPass ATMs
  • To locate a surcharge-free ATM near you, click here:  Locations/ATMs 

Access Checking

Don't need Direct Deposit?  No problem.  Maintain a higher average balance and you keep all of the Access Checking benefits without the Direct Deposit requirement.

• Free Internet Banking
• Free Bill Payment
• Minimum to open is $100
• No monthly balance fee assessed when you maintain an average monthly balance of $2,500
• ATM Benefits
  • Unlimited surcharge-free transactions at Midwest BankCentre owned ATMs
  • Unlimited surcharge-free transactions at all MoneyPass ATMs
  • To locate a surcharge-free ATM near you, click here:  Locations/ATMs 

Confidence Checking

Get on the right path to Financial Freedom and simplify your life with our Confidence Checking account.

• Minimum opening deposit of $25.00
• No minimum balance requirement and no monthly account service charges*
• Free Online Banking and e-Statements
• Optional Debit Card
• One free box of checks annually
  

*Additional restrictions and fees may apply. Business accounts are not eligible.
Please see a Complete Banker for details.

Free Checking*

Great for our customers who prefer to keep a lower balance in their checking account and those who simply want to avoid monthly fees!

• $100 minimum to open
• No minimum balance required after initial opening
• Duplicate checks only
• Detailed monthly statement (no images)

Personal Checking

Best for those who maintain higher daily balances and who want to see check images on their statements.

• $100 minimum to open
• No monthly balance fee assessed when you maintain a daily minimum balance of $500.*
• Monthly statement with check images

*Effective May 1, 2007

Interest Checking

Do you maintain relatively high daily balances and want to earn interest on your everyday funds?  This is the account for you.

• $1,000 minimum to open
• No monthly minimum balance fee assessed when you maintain a $1,000 daily minimum balance or $1,500 average daily balance.
• Interest paid monthly
• Monthly statement with check images

New Horizon Checking

Are you a frequent user of Cashier’s Checks, money orders and/or traveler’s checks?  With the New Horizon Checking, you gain unlimited supplies of these needed items!

• $100 minimum to open
• $100 daily minimum balance
• Monthly service charge
• Monthly statement with check images
• Free Classic-style Checks
• Free Cashier’s Checks and Money Orders
  
• Travel assistance, accidental death insurance and travel reservation services. 

HORIZON Club Checking (For our customers age 50 or better)

Designed for our customers 50 and better, this account gives you a lot for nothing!  We invite you to learn more about our Senior Programs! 

• $100 minimum to open
• No minimum balance
• Must have $5,000 total deposit balance
• Monthly statement with check images
• Discounted fees for Horizons Club events
• Free Club Checks
• Free Notary Services
• Free Cashier’s Checks and Money Orders